"Nothing can sabotage winning, except for fear of losing. Success usually lies just beyond failure."
~Mario Cortes
This week I insured my boat. Crazy that I waited even a day after the title was in my name...but it is now insured.
That was a fun process. The first insurance company, United Marine Underwriters, turned me down. Said that maybe they could help me after a year of owning the boat with no claims (hmmmmm...what if all insurance agencies held this practice?).
Next, I called Allstate. And Voila, I was covered. Of course, they wanted me to get the boat surveyed--which I expected.
Since my search for a houseboat first began, I have established a relationship with my surveyor. He is awesome! He is very interested in my safety and knows boats well--has been in the boating industry all his life. If you need a surveyor, I highly recommend Pete Droppelman out of Louisville, KY. But act fast, because rumor is he may be retiring soon.
So, today Pete paid me a visit (ok, actually I paid and he visited). Now, keep in mind that his job is to tell me all the things that I need to tweak, change, consider etc. for my boat. He writes it all into his report, which I then present to my insurance company. He said they typically give you 30 days to fix anything that he finds that needs changed.
Ready for the list? (I'm not)
- double clamps:
- exhaust hose
- raw water intake at the water pump
- Ground fault receptacles
- in the galley
- in the head
- on the outside of the boat (these need covers, as well)
- Two smoke & CO2 monitors
- 3 bilge pumps (that are automatic and manual)
- you must have a bilge pump in each separate compartment of the hull of the boat
- the guy I bought the boat from promised to have these functioning in time for my survey today. Guess what?
- also, the center bilge (currently non-functioning) has wing nuts on it, which is a big no-no
- The top of the raw water pipe for the toilet is below the water line and therefore has a hose attached to extend the length (so that water will not leak into the boat). This hose is not clamped--at all. It can be easily pulled off, then water very visibly starts leaking into the hull of the boat. I admit--I might have puked into my mouth a little when I saw this (sorry...) This needs a shut-off valve.
- Fuel-line manifold shut-off
- Three fire extinguishers
- Battery switches
- Battery boxes
- And recommended items:
- volt meter
- amp meter
- galvonic isolator
And, that's it.
Captain 3G was there as support for most of the survey, and just a little after he left, I received this pic in a text message from him:
fire extinguishers: check! ball valve for the raw water toilet intake: check! Thank you, Captain Gregg! |
Tomorrow, I will deal with the list and the survey and the insurance...
If success lies just beyond failure, I must be getting close!
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